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You and Your Motorcycle



Don't let last week's snow fool you-- It's just about time to take that motorcycle out of mothballs and get it on the road.  But first, before you do anything else, check to be sure that you have motorcycle insurance to protect that investment.

"Most states require motorcyclists to carry a minimum amount of liability insurance, to cover bodily injury and property damage costs caused to other people involved in an accident.  In addition, uninsured/underinsured motorist coverage is recommended, or even required, in many states as part of a motorcyclist's policy to cover expenses for damage were caused by another driver who either does not have insurance, or whose insurance is inadequate.  The mandatory minimum limits for this type of coverage in states where they are required for motorcyclists are generally similar to those required for automobiles."

We think its a good idea to have some  optional coverage, too: collision, first part medical coverage, emergency road service and coverage for customization and equipment.

SOME GOOD RESOURCES ARE:
    The American Motorcyclist Association has a good resource on motorcycle laws by 
    state.
    The Insurance Institute for Highway Safety has a guide on Motorcycle helmet laws 
    by state.  
    They also have a good Q&A about motorcycle safety and related topics.
    BikeBandit offers some excellent tips on how to prep your motorcycle for spring.

Posted Saturday, April 16 2016 6:02 PM

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